Personal Insurance Solutions in Maine
You work hard to create meaningful assets and provide a lifestyle for your family. Personal insurance can help protect those assets when things go wrong and provide protection in the event of your passing. Let our insurance experts review and determine what coverage and plans are appropriate for you and your family. Below are some of our most popular:
Home Insurance
Your home is a huge investment, protect it. With home insurance you can protect your home and your possessions. You’ve worked hard for what you have, it’s important to have the right protection. There are many options of what home insurance can cover on your property. We can help you make sure that everything will be taken care of. Contact us today to see how we can protect one of your biggest investments.
Auto Insurance
Car insurance plans are designed to help cover potential car related damages, loss or injuries financially. It helps protect you, passengers, other drivers, pedestrians, property and your car. Car insurance also helps protects you in the event of a lawsuit associated with an incident involving your car. We will provide you with rates from multiple insurance companies to help you shop for the best combination of price and coverage. We’ll clearly explain the options, so you can make the best decision on which plan works best for you.
Umbrella Insurance
The primary function of umbrella insurance is to protect you from the liability of lawsuits. With most liability insurance policies like auto, there is a maximum amount of per accident coverage usually from $300,000 to $500,000. However, lawsuit damages can reach in the millions of dollars. Umbrella policy coverage can help protect your other financial assets and protect from being sued for damage that other policies don’t cover.
Life Insurance
Life insurance policies will protect your beneficiaries with financial stability and security when it matters most. In the event of your passing, life insurance provides financial help to your beneficiaries. Buying insurance of any kind is often confusing. There are always many factors to be considered. Consult with us today to help determine the best type of life insurance and the appropriate premiums for your situation. Our agents are here to help you make a decision that’s right for you!
Motorcycle Insurance
Specific coverage designed for motorcycles, scooters, trikes, mopeds, all-terrain vehicles and dirtbikes. Our coverage can protect the driver and passengers for both tandem wheels and, if applicable, an attached sidecar.
Boat Insurance
Whether you own a yacht or a small fishing boat, our boat insurance can cover if you have damage, theft or bodily injury while enjoying your favorite water activities.
Second Home
Insurance
Summer home, weekend getaway or vacation retreat it is just as important to protect this home. This type of home if sitting unattended for long periods of time may not receive the same level of care as your primary dwelling. The right insurance requires thought and planning.
Flood
Insurance
Most homeowners policies do not cover flooding. Even if you are not in a flood zone certain weather events can also cause damage to your home. Flood insurance is a useful addition to any homeowners, renters and condo owners/renters policy.
Landlord / Rental Property Insurance
Landlords and rental properties have unique insurance needs. A landlord policy can list simple perils or a broad "all" perils for loss. Understanding what your homeowner's policy covers vs a landlord policy can be complex and requires a qualified insurance professional to help you navigate these challenging issues.